@font-face{font-family:Poppins;font-style:normal;font-display:swap;font-weight:400;src:url(/_astro/poppins-devanagari-400-normal.CJDn6rn8.woff2)format("woff2"),url(/_astro/poppins-devanagari-400-normal.CqVvlrh5.woff)format("woff");unicode-range:U+900-97F,U+1CD0-1CF9,U+200C-200D,U+20A8,U+20B9,U+20F0,U+25CC,U+A830-A839,U+A8E0-A8FF,U+11B00-11B09}@font-face{font-family:Poppins;font-style:normal;font-display:swap;font-weight:400;src:url(/_astro/poppins-latin-ext-400-normal.by3JarPu.woff2)format("woff2"),url(/_astro/poppins-latin-ext-400-normal.DaBSavcJ.woff)format("woff");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Poppins;font-style:normal;font-display:swap;font-weight:400;src:url(/_astro/poppins-latin-400-normal.cpxAROuN.woff2)format("woff2"),url(/_astro/poppins-latin-400-normal.BOb3E3N0.woff)format("woff");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Poppins;font-style:normal;font-display:swap;font-weight:500;src:url(/_astro/poppins-devanagari-500-normal.BIdkeU1p.woff2)format("woff2"),url(/_astro/poppins-devanagari-500-normal.DMPDjHtT.woff)format("woff");unicode-range:U+900-97F,U+1CD0-1CF9,U+200C-200D,U+20A8,U+20B9,U+20F0,U+25CC,U+A830-A839,U+A8E0-A8FF,U+11B00-11B09}@font-face{font-family:Poppins;font-style:normal;font-display:swap;font-weight:500;src:url(/_astro/poppins-latin-ext-500-normal.CK-6C4Hw.woff2)format("woff2"),url(/_astro/poppins-latin-ext-500-normal.CgAe2rWW.woff)format("woff");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Poppins;font-style:normal;font-display:swap;font-weight:500;src:url(/_astro/poppins-latin-500-normal.C8OXljZJ.woff2)format("woff2"),url(/_astro/poppins-latin-500-normal.DGXqpDMm.woff)format("woff");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Poppins;font-style:normal;font-display:swap;font-weight:600;src:url(/_astro/poppins-devanagari-600-normal.STEjXBNN.woff2)format("woff2"),url(/_astro/poppins-devanagari-600-normal.ClASKHrr.woff)format("woff");unicode-range:U+900-97F,U+1CD0-1CF9,U+200C-200D,U+20A8,U+20B9,U+20F0,U+25CC,U+A830-A839,U+A8E0-A8FF,U+11B00-11B09}@font-face{font-family:Poppins;font-style:normal;font-display:swap;font-weight:600;src:url(/_astro/poppins-latin-ext-600-normal.CAhIAdZj.woff2)format("woff2"),url(/_astro/poppins-latin-ext-600-normal.Df5ffKXP.woff)format("woff");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Poppins;font-style:normal;font-display:swap;font-weight:600;src:url(/_astro/poppins-latin-600-normal.zEkxB9Mr.woff2)format("woff2"),url(/_astro/poppins-latin-600-normal.BJdTmd5m.woff)format("woff");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Poppins;font-style:normal;font-display:swap;font-weight:700;src:url(/_astro/poppins-devanagari-700-normal.O-jipLrW.woff2)format("woff2"),url(/_astro/poppins-devanagari-700-normal.fHs-vx92.woff)format("woff");unicode-range:U+900-97F,U+1CD0-1CF9,U+200C-200D,U+20A8,U+20B9,U+20F0,U+25CC,U+A830-A839,U+A8E0-A8FF,U+11B00-11B09}@font-face{font-family:Poppins;font-style:normal;font-display:swap;font-weight:700;src:url(/_astro/poppins-latin-ext-700-normal.cby-RkWa.woff2)format("woff2"),url(/_astro/poppins-latin-ext-700-normal.DctTR6Tg.woff)format("woff");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Poppins;font-style:normal;font-display:swap;font-weight:700;src:url(/_astro/poppins-latin-700-normal.Qrb0O0WB.woff2)format("woff2"),url(/_astro/poppins-latin-700-normal.BVuQR_eA.woff)format("woff");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}:root{--ink:#3a2e25;--ink-2:#54453a;--muted:#74604f;--paper:#fbf1e4;--paper-2:#f5e6d3;--card:#fff;--line:#ecdcc7;--line-strong:#d9c2a5;--sun:#fedd32;--sun-hover:#ffd60a;--sun-soft:#fff3b0;--ok:#1f9d55;--danger:#b4232f;--font:"Poppins", "Segoe UI", system-ui, sans-serif;--step-0:clamp(1rem, .97rem + .15vw, 1.07rem);--step-1:clamp(1.15rem, 1.08rem + .35vw, 1.35rem);--step-2:clamp(1.4rem, 1.25rem + .7vw, 1.8rem);--step-3:clamp(1.65rem, 1.4rem + 1.2vw, 2.3rem);--r-sm:10px;--r:14px;--r-lg:24px;--wrap:1120px;--gutter:clamp(1rem, 4vw, 2.5rem);--shadow:0 2px 4px #78501e0d, 0 20px 44px -22px #78501e59;--ease:cubic-bezier(.2, .7, .2, 1)}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;interpolate-size:allow-keywords;scroll-padding-top:5rem;overflow-x:hidden}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.001ms!important;animation-duration:.001ms!important}}body{font-family:var(--font);font-size:var(--step-0);color:var(--ink-2);background:var(--paper);-webkit-font-smoothing:antialiased;margin:0;line-height:1.65;overflow-x:clip}img,svg{max-width:100%;height:auto;display:block}a{color:var(--ink);text-underline-offset:.2em;text-decoration-color:#d4a900;text-decoration-thickness:2px}a:hover{text-decoration-color:var(--ink)}:focus-visible{outline:3px solid var(--ink);outline-offset:3px;border-radius:4px}h1,h2,h3,h4{color:var(--ink);letter-spacing:-.015em;text-wrap:balance;overflow-wrap:break-word;hyphens:auto;margin:0 0 .6em;font-weight:600;line-height:1.2}p{text-wrap:pretty;margin:0 0 1em}.wrap{width:min(100% - 2 * var(--gutter), var(--wrap));margin-inline:auto}.sr-only{clip:rect(0 0 0 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;position:absolute!important}.skip{z-index:100;background:var(--ink);color:#fff;border-radius:var(--r-sm);padding:.7rem 1rem;font-weight:600;position:absolute;top:-4rem;left:1rem}.skip:focus{top:1rem}.eyebrow{color:var(--ink-2);font-size:1rem;font-weight:600;display:inline-block}.btn{min-height:3.5rem;font:600 1.06rem/1 var(--font);color:var(--ink);background:var(--sun);border-radius:var(--r-sm);cursor:pointer;transition:background-color .15s, transform .15s var(--ease);border:0;justify-content:center;align-items:center;gap:.6em;padding:0 1.6rem;text-decoration:none;display:inline-flex;box-shadow:inset 0 -3px #7850002e}.btn:hover{background:var(--sun-hover);text-decoration:none}.btn:active{transform:translateY(1px);box-shadow:inset 0 -1px #7850002e}.btn .arrow{transition:transform .2s var(--ease)}.btn:hover .arrow{transform:translate(3px)}.btn--block{width:100%}.btn--ghost,.btn--quiet{background:var(--card);color:var(--ink);box-shadow:inset 0 0 0 2px var(--line-strong)}.btn--ghost:hover,.btn--quiet:hover{background:var(--paper);box-shadow:inset 0 0 0 2px var(--ink)}.site-header{z-index:50;backdrop-filter:blur(8px);border-bottom:1px solid var(--line);background:#fbf1e4f0;position:sticky;top:0}.site-header .wrap{justify-content:space-between;align-items:center;gap:1.5rem;min-height:4.2rem;display:flex}.brand{color:var(--ink);flex:none;display:block}.header-cta{white-space:nowrap;min-height:2.8rem;padding:0 1.2rem;font-size:.98rem}@media (width<=900px){.site-header .wrap{min-height:3.6rem}.brand .logo{width:108px;height:auto}.header-cta{min-height:2.6rem;padding:0 1rem;font-size:.95rem}.has-sticky .header-cta{visibility:hidden}}.hero{padding:clamp(2rem,5vw,3.6rem) 0 clamp(2.4rem,5vw,3.6rem)}.hero__inner{text-align:center;flex-direction:column;align-items:center;display:flex}.hero__title{letter-spacing:-.03em;max-width:22ch;margin:0;font-size:clamp(2rem,1.4rem + 2.6vw,3.3rem);font-weight:700;line-height:1.2}.hero__title em{background:var(--sun);color:var(--ink);-webkit-box-decoration-break:clone;box-decoration-break:clone;border-radius:.16em;padding:0 .16em .02em;font-style:normal}.hero__lead{color:var(--ink-2);max-width:46rem;margin-top:1rem;font-size:1.08rem;line-height:1.6}.hero__lead p:last-child{margin-bottom:0}.hero .calc-wrap{text-align:left;width:100%;max-width:62rem;margin-top:clamp(1.4rem,3vw,2.2rem)}.checks{flex-wrap:wrap;justify-content:center;gap:.5rem 1.6rem;margin:1.3rem 0 0;padding:0;list-style:none;display:flex}.checks li{color:var(--ink);align-items:center;gap:.5rem;font-size:.97rem;font-weight:500;display:inline-flex}.checks li:before{content:"";background:var(--ok) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5.5 10.5l3 3 6-7' fill='none' stroke='%23fff' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center / 100% no-repeat;border-radius:50%;flex:none;width:1.25rem;height:1.25rem}.hero--compact{border-bottom:1px solid var(--line);padding-bottom:clamp(1.8rem,4vw,2.6rem)}.hero--compact .hero__title{font-size:var(--step-3);max-width:26ch}.calc-wrap{min-width:0}.calc{background:var(--card);border-radius:var(--r-lg);box-shadow:var(--shadow);grid-template-columns:minmax(0,1fr);gap:.2rem;padding:.6rem;display:grid}.calc__inputs{grid-template-columns:minmax(0,1.25fr) minmax(0,1fr);gap:1.5rem 2.2rem;padding:clamp(1rem,2.5vw,1.7rem) clamp(1rem,2.5vw,1.7rem) 1.2rem;display:grid}.calc__row{min-width:0}.calc__say{color:var(--muted);margin-bottom:.1rem;font-size:1.02rem;font-weight:600;display:block}.calc .amount-field{margin:0 0 .2rem}.calc__term{font:700 clamp(2rem, 1.7rem + 1.3vw, 2.6rem)/1.1 var(--font);color:var(--ink);letter-spacing:-.03em;margin:0 0 .2rem;padding-bottom:3px}.calc__ends{color:var(--muted);font-variant-numeric:tabular-nums;justify-content:space-between;font-size:.9rem;font-weight:500;display:flex}.calc__range,.ruler input[type=range]{--p:15%;-webkit-appearance:none;appearance:none;cursor:pointer;background:0 0;width:100%;height:44px;margin:0;display:block}.calc__range::-webkit-slider-runnable-track,.ruler input[type=range]::-webkit-slider-runnable-track{background:linear-gradient(90deg, var(--sun) 0 var(--p), var(--paper-2) var(--p));border-radius:5px;height:10px;box-shadow:inset 0 0 0 1px #78501e1f}.calc__range::-moz-range-track,.ruler input[type=range]::-moz-range-track{background:var(--paper-2);border-radius:5px;height:10px}.calc__range::-moz-range-progress,.ruler input[type=range]::-moz-range-progress{background:var(--sun);border-radius:5px;height:10px}.calc__range::-webkit-slider-thumb,.ruler input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;border:3px solid var(--ink);background:#fff;border-radius:50%;width:32px;height:32px;margin-top:-11px;box-shadow:0 3px 8px #78501e4d}.calc__range::-moz-range-thumb,.ruler input[type=range]::-moz-range-thumb{border:3px solid var(--ink);background:#fff;border-radius:50%;width:24px;height:24px}.calc__range:focus-visible,.ruler input[type=range]:focus-visible{outline:none}.calc__range:focus-visible::-webkit-slider-thumb,.ruler input[type=range]:focus-visible::-webkit-slider-thumb{box-shadow:0 0 0 5px #fedd32e6}.quick{flex-wrap:wrap;gap:.45rem;margin-top:.9rem;display:flex}.calc .quick{grid-template-columns:repeat(4,minmax(0,1fr));gap:.4rem;display:grid}.quick button{font:600 .98rem/1 var(--font);font-variant-numeric:tabular-nums;white-space:nowrap;border-radius:var(--r-sm);background:var(--paper);min-height:2.9rem;color:var(--ink);cursor:pointer;border:1.5px solid #0000;padding:0 .8rem;transition:border-color .15s,background .15s}.calc .quick button{padding:0 .3rem}.quick button:hover{border-color:var(--line-strong)}.quick button[aria-pressed=true]{background:var(--sun);border-color:var(--ink)}.calc__result{background:var(--paper);border-radius:calc(var(--r-lg) - 8px);flex-direction:column;padding:clamp(1.1rem,2.5vw,1.5rem);display:flex}@media (width>=1001px){.calc__result{grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:center;gap:0 2.5rem;padding:1.3rem 1.7rem 1.2rem;display:grid}.calc__figures{margin:0}.calc__result .std-info,.calc__result .credit-warning{grid-column:1/-1}.calc__result .std-info{margin-top:1rem}}.calc__figures{grid-template-columns:1fr 1fr;gap:.8rem;margin-bottom:1rem;display:grid}.calc__figures>div:last-child{text-align:right}.calc__lbl{color:var(--muted);font-size:.9rem;font-weight:500;display:block}.calc__big{font:700 2rem/1.1 var(--font);letter-spacing:-.02em;color:var(--ink);font-variant-numeric:tabular-nums;white-space:nowrap;display:block}.calc__big small{letter-spacing:0;color:var(--ink-2);font-size:.95rem;font-weight:500}.amount-field{align-items:baseline;gap:.3rem;margin:.2rem 0 .8rem;display:flex}.amount-field input{field-sizing:content;width:auto;min-width:4ch;max-width:100%;font:700 clamp(2.4rem, 2.1rem + 1.5vw, 3.1rem)/1.1 var(--font);letter-spacing:-.03em;font-variant-numeric:tabular-nums lining-nums;color:var(--ink);background:0 0;border:0;border-bottom:3px solid #0000;border-radius:0;margin:0;padding:0;scroll-margin:5rem 0 35vh}@supports not (field-sizing:content){.amount-field input{width:100%}}.amount-field input:hover{border-bottom-color:var(--line)}.amount-field input:focus{border-bottom-color:var(--sun);outline:none}.amount-field .unit{font:600 1.7rem/1 var(--font);color:var(--ink-2)}.std-info{color:var(--muted);margin:.7rem 0 0;font-size:.86rem;line-height:1.5}.std-info strong{color:var(--ink)}.fineprint{color:var(--ink-2);margin:1rem 0 0;font-size:.86rem;line-height:1.5}.credit-warning{color:var(--ink);justify-content:center;align-items:center;gap:.4rem;margin:.7rem 0 0;font-size:.9rem;line-height:1.3;display:flex}.credit-warning svg{flex:none}.credit-warning strong{font-weight:600}.credit-warning--calc{justify-content:flex-start}.credit-warning--foot{margin:0}body:has(form.formi) .footer-disclosure .credit-warning{display:none}.rep-example{color:var(--ink-2);margin:.8rem 0 0;font-size:.9rem;line-height:1.55}.rep-example--foot{margin:0}.section{padding:clamp(3rem,7vw,5.5rem) 0}.section--tight{padding:clamp(2.4rem,5vw,3.6rem) 0}.section--white{background:var(--card)}.section__head{gap:.7rem;max-width:46rem;margin-bottom:clamp(1.8rem,4vw,3rem);display:grid}.section__head h2{font-size:var(--step-3);margin:0}.section__head p{color:var(--muted);font-size:var(--step-1);margin:0}.how{background:var(--card);text-align:center;padding:clamp(2.4rem,5vw,3.6rem) 0}.how__title{font-size:var(--step-2);margin-bottom:clamp(1.4rem,3vw,2rem)}.how__steps{grid-template-columns:repeat(3,minmax(0,1fr));gap:1.5rem clamp(1.5rem,4vw,3.5rem);max-width:60rem;margin:0 auto;padding:0;list-style:none;display:grid}.how__steps li{position:relative}.how__steps li:not(:last-child):after{content:"→";color:var(--line-strong);font-size:1.2rem;position:absolute;top:.9rem;right:calc(clamp(1.5rem,4vw,3.5rem)/-2 - .5rem)}.how__num{background:var(--sun);width:3rem;height:3rem;color:var(--ink);font:700 1.25rem/1 var(--font);border-radius:50%;place-items:center;margin-bottom:.8rem;display:inline-grid}.how__steps h3{margin:0 0 .3rem;font-size:1.12rem}.how__steps p{color:var(--muted);margin:0;font-size:.97rem}.how__reqs{border-top:1px solid var(--line);max-width:46rem;color:var(--ink-2);margin:clamp(1.6rem,3vw,2.2rem) auto 0;padding-top:1.4rem;font-size:.95rem}.how__reqs strong{color:var(--ink)}@media (width<=760px){.how{text-align:left}.how__title{text-align:center}.how__steps{grid-template-columns:minmax(0,1fr);gap:1.1rem}.how__steps li{grid-template-columns:2.6rem minmax(0,1fr);column-gap:.9rem;display:grid}.how__steps li:after{display:none}.how__num{grid-row:span 2;width:2.6rem;height:2.6rem;margin:0;font-size:1.1rem}.how__reqs{margin-top:1.4rem}}.partners{padding:clamp(2rem,4vw,2.8rem) 0 0}.partners__inner{flex-wrap:wrap;justify-content:center;align-items:center;gap:.8rem 2.5rem;display:flex}.partners__title{color:var(--muted);margin:0;font-size:.95rem;font-weight:500}.partners__list{flex-wrap:wrap;justify-content:center;align-items:center;gap:1.5rem 2.5rem;margin:0;padding:0;list-style:none;display:flex}.partners__list img{filter:grayscale()contrast(1.1);opacity:.65;mix-blend-mode:multiply;width:auto;height:2.6rem;transition:filter .25s,opacity .25s}.partners__list li:hover img{filter:none;opacity:1}.story__grid{grid-template-columns:minmax(0,1fr) minmax(0,1.1fr);align-items:center;gap:clamp(2rem,6vw,5rem);display:grid}.story h2{font-size:var(--step-3)}.story__lead{font-size:var(--step-1);color:var(--ink);line-height:1.5}@media (width<=860px){.story__grid{grid-template-columns:minmax(0,1fr)}}.tiles-ill{background:var(--card);border-radius:var(--r-lg);box-shadow:var(--shadow);margin:0;padding:clamp(1rem,3vw,1.8rem)}.tiles-ill svg{width:100%;height:auto;overflow:visible}.tiles-ill text{font-family:var(--font)}.tiles-ill .t-label{font-size:14px;font-weight:600}.tiles-ill .t-big{letter-spacing:-.02em;font-size:27px;font-weight:700}.tiles-ill .t-small{font-size:14px;font-weight:500}.tiles-ill .t-tiny{font-size:12px}.tiles-ill figcaption{color:var(--muted);margin-top:.9rem;font-size:.86rem}.js .tiles-ill .tile.has-offer{opacity:0;transition:opacity .4s var(--ease)}.js .is-in .tiles-ill .tile.has-offer{opacity:1}.js .is-in .tiles-ill .tile.has-offer:nth-of-type(2n){transition-delay:.15s}.js .is-in .tiles-ill .tile.has-offer:nth-of-type(3n){transition-delay:.3s}.js .is-in .tiles-ill .tile.is-chosen{transition-delay:.5s}.cta-card-section{padding:0 0 clamp(3rem,7vw,5rem)}.cta-card{text-align:center;background:var(--card);border-radius:var(--r-lg);max-width:52rem;box-shadow:var(--shadow);border-top:6px solid var(--sun);margin-inline:auto;padding:clamp(1.8rem,5vw,3rem) clamp(1.2rem,4vw,3rem)}.cta-card h2{font-size:var(--step-3);margin-bottom:.4rem}.cta-card>p{color:var(--muted);max-width:36rem;margin:0 auto 1.4rem}.cta-card__note{font-size:.9rem;margin:1.1rem 0 0!important}.quick-apply{grid-template-columns:repeat(auto-fill,minmax(8.4rem,1fr));gap:.5rem;display:grid}.quick-apply a{border-radius:var(--r-sm);background:var(--paper);min-height:3.4rem;color:var(--ink);font-variant-numeric:tabular-nums;border:1.5px solid #0000;justify-content:space-between;align-items:center;gap:.5rem;padding:0 1rem;font-size:1.05rem;font-weight:600;text-decoration:none;transition:background .15s,border-color .15s;display:flex}.quick-apply a:hover{background:var(--sun)}.quick-apply .qa-go{color:var(--muted);transition:transform .2s var(--ease)}.quick-apply a:hover .qa-go{color:var(--ink);transform:translate(3px)}.quick-apply .qa-other{color:var(--ink-2);border:1.5px dashed var(--line-strong);background:0 0;justify-content:center}.quick-apply .qa-other:hover{background:var(--paper)}.guides{background:var(--card)}.guides__title{font-size:var(--step-3);margin-bottom:.3rem}.guides__lead{color:var(--muted);margin-bottom:clamp(1.6rem,3vw,2.4rem)}.guide-groups{grid-template-columns:repeat(2,minmax(0,1fr));gap:2rem 3rem;display:grid}.guide-group h3{color:var(--muted);margin-bottom:.3rem;font-size:.95rem;font-weight:600}.guide-group ul{margin:0;padding:0;list-style:none}.guide-group a{border-bottom:1px solid var(--line);color:var(--ink);justify-content:space-between;align-items:center;gap:1rem;padding:.8rem 0;font-size:1.04rem;font-weight:500;text-decoration:none;display:flex}.guide-group a:after{content:"→";background:var(--paper);border-radius:50%;flex:none;place-items:center;width:1.9rem;height:1.9rem;transition:background .15s;display:grid}.guide-group a:hover:after{background:var(--sun)}@media (width<=900px){.guide-groups{grid-template-columns:minmax(0,1fr);gap:1.8rem}}.related__title{font-size:var(--step-2);margin-bottom:.8rem}.related{grid-template-columns:repeat(auto-fill,minmax(15rem,1fr));gap:0 2rem;margin:0;padding:0;list-style:none;display:grid}.related a{border-bottom:1px solid var(--line);color:var(--ink);justify-content:space-between;padding:.8rem 0;font-weight:500;text-decoration:none;display:flex}.related a:after{content:"→";color:var(--muted)}.related a:hover{text-decoration:underline}.article-layout{max-width:46rem;margin-inline:auto}.toc{display:none}.toc-mobile{border-radius:var(--r);background:var(--paper);border:1px solid var(--line);margin-bottom:2.2rem;display:block}.toc-mobile summary{cursor:pointer;color:var(--ink);justify-content:space-between;align-items:center;padding:1rem 1.2rem;font-weight:600;list-style:none;display:flex}.toc-mobile summary::-webkit-details-marker{display:none}.toc-mobile summary:after{content:"+";background:var(--sun);border-radius:50%;place-items:center;width:1.8rem;height:1.8rem;font-weight:600;display:grid}.toc-mobile[open] summary:after{content:"−"}.toc-mobile ol{margin:0;padding:0 1.2rem 1.1rem 2.6rem}.toc-mobile li{padding:.3rem 0}.prose{color:var(--ink-2);font-size:1.06rem;line-height:1.78}.prose>:first-child{margin-top:0}.prose h2{font-size:var(--step-2);margin:2.3em 0 .6em}.prose h3{font-size:var(--step-1);margin:1.9em 0 .5em}.prose h4{margin:1.6em 0 .4em;font-size:1.05rem}.prose ul,.prose ol{margin:0 0 1.2em;padding-left:1.3rem}.prose li{margin-bottom:.45em}.prose ul li::marker{color:#c99a00}.prose strong{color:var(--ink);font-weight:600}.prose table{border-collapse:collapse;width:100%;margin:1.5em 0;font-size:.95rem;display:block;overflow-x:auto}.prose td,.prose th{border-bottom:1px solid var(--line);text-align:left;vertical-align:top;padding:.7rem .9rem}.prose tr:first-child td,.prose th{color:var(--ink);background:var(--paper);font-weight:600}.prose img{border-radius:var(--r);margin:1.5em 0}.prose blockquote{background:var(--sun-soft);border-radius:var(--r);margin:1.5em 0;padding:1rem 1.3rem}.prose .checklist{gap:.5rem;padding:0;list-style:none;display:grid}.prose .checklist li{align-items:baseline;gap:.7rem;margin:0;display:flex}.prose .checklist li:before{content:"";background:var(--sun);width:.6rem;height:.6rem;box-shadow:inset 0 0 0 1.5px var(--ink);border-radius:50%;flex:none}.section--legal .prose{font-size:1rem}.inline-cta{background:var(--paper);border-radius:var(--r-lg);border-left:6px solid var(--sun);margin:2.6rem 0;padding:1.4rem}.inline-cta strong{color:var(--ink);margin-bottom:.9rem;font-size:1.06rem;display:block}.inline-cta .quick-apply a{background:var(--card)}.faq-grid{grid-template-columns:minmax(0,.75fr) minmax(0,1.6fr);align-items:start;gap:1.5rem clamp(2rem,6vw,5rem);display:grid}.faq-head{position:sticky;top:6rem}.faq-head h2{font-size:var(--step-3)}.faq-head p{color:var(--muted);margin:0}.faq{border-top:2px solid var(--ink)}.faq details{border-bottom:1px solid var(--line-strong)}.faq summary{cursor:pointer;color:var(--ink);justify-content:space-between;align-items:center;gap:1rem;padding:1.15rem 0;font-size:1.05rem;font-weight:600;line-height:1.4;list-style:none;display:flex}.faq summary::-webkit-details-marker{display:none}.faq summary:hover>span:first-child{text-underline-offset:.2em;text-decoration:underline #d4a900}.faq summary .pm{background:var(--card);border-radius:50%;flex:none;place-items:center;width:2.1rem;height:2.1rem;transition:background .2s;display:grid}.faq summary .pm:before{content:"+";font-size:1.2rem;font-weight:600;line-height:1}.faq details[open] summary .pm{background:var(--sun)}.faq details[open] summary .pm:before{content:"−"}.faq details::details-content{block-size:0;transition:block-size .3s var(--ease), content-visibility .3s allow-discrete;overflow:hidden}.faq details[open]::details-content{block-size:auto}.faq .answer{color:var(--ink-2);padding:0 3rem 1.3rem 0}.faq .answer p:last-child{margin-bottom:0}@media (width<=860px){.faq-grid{grid-template-columns:minmax(0,1fr)}.faq-head{position:static}.faq .answer{padding-right:0}}.site-footer{background:var(--paper-2);color:var(--ink-2);padding:clamp(2.8rem,6vw,4rem) 0 2rem;font-size:.95rem}.footer-inner{text-align:center;flex-direction:column;align-items:center;display:flex}.footer-logo{color:var(--ink)}.footer-tagline{max-width:38rem;color:var(--ink-2);margin:1rem 0 2rem}.site-footer a{color:var(--ink);text-decoration:none}.site-footer a:hover{text-decoration:underline;text-decoration-color:var(--ink)}.footer-links{border-top:1px solid var(--line-strong);border-bottom:1px solid var(--line-strong);grid-template-columns:repeat(5,minmax(0,1fr));gap:1.5rem 2rem;width:100%;padding:1.8rem 0;display:grid}.footer-links h2{color:var(--ink);letter-spacing:0;margin-bottom:.7rem;font-size:.95rem;font-weight:600}.footer-links ul{gap:.45rem;margin:0;padding:0;list-style:none;display:grid}.footer-disclosure{max-width:56rem;color:var(--ink-2);gap:.6rem;margin-top:1.8rem;font-size:.86rem;display:grid}.footer-disclosure p{margin:0}.footer-disclosure strong{color:var(--ink)}.footer-legal{color:var(--muted);margin:1.8rem 0 0;font-size:.85rem}.footer-legal button{color:var(--ink);font:inherit;cursor:pointer;background:0 0;border:0;padding:0;text-decoration:underline}@media (width<=1000px){.footer-links{grid-template-columns:repeat(3,minmax(0,1fr))}}@media (width<=700px){.footer-links{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=480px){.footer-links{grid-template-columns:minmax(0,1fr)}}.sticky-cta{z-index:40;padding:.6rem .75rem calc(.6rem + env(safe-area-inset-bottom)) 1rem;background:var(--card);color:var(--ink);border-top:1px solid var(--line);transition:transform .3s var(--ease);align-items:center;gap:.75rem;display:none;position:fixed;bottom:0;left:0;right:0;transform:translateY(110%);box-shadow:0 -10px 24px -14px #78501e73}.sticky-cta.is-visible{transform:none}.sticky-cta .amt{font:700 1.15rem/1.15 var(--font);font-variant-numeric:tabular-nums}.sticky-cta .amt small{color:var(--muted);font-size:.78rem;font-weight:500;display:block}.sticky-cta .btn{min-height:3rem;margin-left:auto;padding:0 1.1rem;font-size:1rem}@media (width<=900px){.sticky-cta{display:flex}}.consent-overlay{z-index:90;backdrop-filter:blur(5px);background:#3a2e2547;place-items:center;padding:1rem;display:grid;position:fixed;inset:0}.consent-overlay[hidden]{display:none}.consent-card{background:var(--card);width:min(100%,38rem);max-height:calc(100dvh - 2rem);color:var(--ink-2);border-radius:16px;padding:clamp(1.4rem,4vw,2.2rem);font-size:.95rem;overflow-y:auto;box-shadow:0 30px 60px -20px #3a2e2573}.consent-card:focus{outline:none}.consent-card__icon{width:50px;height:50px;margin:0 auto .6rem}.consent-card h2{letter-spacing:-.01em;margin:0 0 .8rem;font-size:clamp(1.45rem,1.2rem + 1.2vw,1.9rem);font-weight:400}.consent-card p{margin:0 0 1.2rem;line-height:1.65}.consent-card a{color:#2f5aae;text-decoration:none}.consent-card a:hover{text-decoration:underline}.consent-card__buttons{grid-template-columns:1fr 1fr;gap:.6rem;display:grid}.consent-card__buttons .btn{min-height:3.1rem;padding:0 .8rem;font-size:.98rem}.consent-card__link{color:#2f5aae;font:500 .92rem var(--font);cursor:pointer;background:0 0;border:0;margin:.9rem auto 0;padding:.3rem .5rem;display:block}.consent-card__link:hover{text-decoration:underline}.consent-opts[hidden]{display:none}.consent-opts__title{font-size:1.4rem!important}.consent-opts .opt{border-bottom:1px solid var(--line);padding:.8rem 0}.consent-opts .opt:last-child{margin-bottom:1rem}.opt__head{justify-content:space-between;align-items:center;gap:1rem;display:flex}.opt__head strong{color:var(--ink);font-weight:600}.consent-opts .opt p{color:var(--muted);margin:.3rem 0 0;font-size:.88rem}.switch{flex:none;width:2.8rem;height:1.6rem;position:relative}.switch input{opacity:0;cursor:pointer;z-index:1;margin:0;position:absolute;inset:0}.switch span{background:var(--line-strong);border-radius:999px;transition:background .2s;position:absolute;inset:0}.switch span:before{content:"";width:1.2rem;height:1.2rem;transition:transform .2s var(--ease);background:#fff;border-radius:50%;position:absolute;top:3px;left:3px;box-shadow:0 1px 3px #0003}.switch input:checked+span{background:var(--ok)}.switch input:checked+span:before{transform:translate(1.2rem)}.switch input:disabled+span{opacity:.55}.switch input:focus-visible+span{outline:3px solid var(--ink);outline-offset:2px}.consent-open .sticky-cta{display:none}@media (width<=420px){.consent-card__buttons{grid-template-columns:minmax(0,1fr)}.consent-card__buttons [data-consent-accept]{order:-1}}.js .reveal{opacity:0;transition:opacity .6s var(--ease), transform .6s var(--ease);transform:translateY(14px)}.js .reveal.is-in{opacity:1;transform:none}.is-minimal{background:var(--paper)}.min-wrap{width:min(100% - 2rem,46rem);margin-inline:auto}.min-header{background:var(--paper);border-bottom:1px solid var(--line);color:var(--ink)}.min-header .min-wrap{justify-content:space-between;align-items:center;min-height:3.6rem;display:flex}.min-header a{color:var(--ink)}.min-secure{color:var(--muted);align-items:center;gap:.4rem;font-size:.85rem;display:inline-flex}.conv{padding:clamp(1.6rem,5vw,2.6rem) 0 3rem}.conv__title{text-align:center;margin:0 0 .6rem;font-size:clamp(1.5rem,1.25rem + 1.3vw,2.1rem)}.conv__lead{text-align:center;color:var(--ink-2);max-width:36rem;margin:0 auto 1.6rem}.conv__trust{color:var(--ink);flex-wrap:wrap;justify-content:center;gap:.4rem 1.2rem;margin:0 0 1.4rem;padding:0;font-size:.92rem;font-weight:500;list-style:none;display:flex}.conv__trust li{align-items:center;gap:.4rem;display:inline-flex}.conv__trust li:before{content:"✓";color:var(--ok);font-weight:700}.conv__card{background:var(--card);border-radius:var(--r-lg);min-height:380px;box-shadow:var(--shadow);padding:clamp(1rem,3vw,1.8rem);overflow-x:auto}.conv__card.apply-card{max-width:36rem;margin-inline:auto}.conv__card iframe,.conv__card select,.conv__card input,.conv__card button{box-sizing:border-box;max-width:100%!important}.conv__card iframe{border:0;width:100%}.min-footer{color:var(--muted);text-align:center;padding:1.5rem 0 2.5rem;font-size:.8rem}.min-footer p{margin:.2rem 0}.min-footer a,.min-footer button{color:var(--muted);font:inherit;cursor:pointer;background:0 0;border:0;padding:0;text-decoration:underline}.ticket__label{flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:.5rem 1rem;display:flex}.ruler{padding-top:.2rem}.ruler__ends{font:500 .92rem/1 var(--font);color:var(--muted);font-variant-numeric:tabular-nums;justify-content:space-between;margin-top:.2rem;display:flex}.steps-bar{grid-template-columns:repeat(3,1fr);gap:6px;margin-bottom:1.5rem;display:grid}.steps-bar span{background:var(--paper-2);border-radius:4px;height:8px;position:relative;overflow:hidden}.steps-bar span:after{content:"";background:var(--ok);transform-origin:0;transition:transform .35s var(--ease);position:absolute;inset:0;transform:scaleX(0)}.steps-bar span.done:after,.steps-bar span.active:after{transform:scaleX(1)}.steps-bar span.active:after{background:var(--sun)}.step-count{font:600 .95rem/1.3 var(--font);color:var(--ink-2)}#lead-form fieldset{min-width:0}#lead-form .tab{animation:tabIn .3s var(--ease);display:none}#lead-form .tab.is-active{display:block}@keyframes tabIn{0%{opacity:0;transform:translate(12px)}}#lead-form .q{font-size:var(--step-2);color:var(--ink);letter-spacing:-.015em;overflow-wrap:break-word;hyphens:auto;margin:.4rem 0;padding:0;font-weight:600;line-height:1.2}#lead-form legend:focus{outline:none}#lead-form .hint{color:var(--muted);margin:0 0 1.3rem;font-size:.95rem}#lead-form .lh-s2-wrap{color:var(--ink-2);font-family:var(--font)}.loan-edit{background:var(--paper);border-radius:var(--r);margin-bottom:1.4rem;padding:1rem 1.1rem 1.1rem}.loan-edit .amount-field{margin:.1rem 0 .4rem}.loan-edit .amount-field input{font-size:clamp(2.2rem,1.9rem + 1.4vw,2.8rem)}.loan-edit .quick button{background:var(--card)}.loan-edit .ruler input[type=range]::-webkit-slider-runnable-track{background:linear-gradient(90deg, var(--sun) 0 var(--p), #fff var(--p))}.loan-edit__label{color:var(--ink);margin:0 0 .6rem;font-size:1.05rem;font-weight:600;display:block}.loan-edit__label .unit-note{color:var(--muted);font-weight:400}.chips{grid-template-columns:repeat(auto-fill,minmax(8.5rem,1fr));gap:.5rem;display:grid}.chips--years{grid-template-columns:repeat(3,minmax(0,1fr))}.chips label{cursor:pointer;position:relative}.chips input{opacity:0;cursor:pointer;position:absolute;inset:0}.chips label>span{text-align:center;border-radius:var(--r-sm);border:1.5px solid var(--line);background:var(--card);min-height:3.2rem;color:var(--ink);justify-content:center;align-items:center;gap:.3rem;padding:.5rem .6rem;font-size:.97rem;font-weight:500;line-height:1.2;transition:border-color .15s,background .15s;display:flex}.chips--years label>span{flex-direction:column;gap:.15rem;min-height:4rem}.chips--years .yr b{font-size:1.15rem;font-weight:700}.chips--years small{color:var(--muted);font-variant-numeric:tabular-nums;font-size:.82rem}.chips label:hover>span{border-color:var(--line-strong)}.chips input:checked+span{background:var(--sun);border-color:var(--ink);color:var(--ink)}.chips--years input:checked+span small{color:var(--ink-2)}.chips input:focus-visible+span{outline:3px solid var(--ink);outline-offset:2px}@media (width<=380px){.chips--years{grid-template-columns:repeat(2,minmax(0,1fr))}}.field{gap:.35rem;margin-bottom:.9rem;display:grid}.field label{color:var(--ink-2);font-size:.92rem;font-weight:600}.field input{width:100%;min-width:0;height:3.4rem;font:500 1.05rem var(--font);color:var(--ink);background:var(--paper);border:1.5px solid var(--line);border-radius:var(--r-sm);padding:0 1rem;scroll-margin:5rem 0 35vh;transition:border-color .15s,background .15s}.field input:focus{border-color:var(--ink);background:#fff;outline:none;box-shadow:0 0 0 4px #fedd3299}.field input.invalid,.chips.invalid label>span{border-color:var(--danger)}.consent{color:var(--ink-2);cursor:pointer;align-items:flex-start;gap:.7rem;margin:.8rem 0 1.3rem;font-size:.92rem;display:flex}.consent input{width:1.4rem;height:1.4rem;accent-color:var(--ok);flex:none;margin:.1rem 0 0}.consent.invalid{color:var(--danger)}.form-nav{gap:.6rem;margin-top:1.5rem;display:flex}.form-nav .btn{flex:1}.form-nav .back{flex:none;width:3.5rem;padding:0}button.amount-pill{font:600 .98rem/1 var(--font);font-variant-numeric:tabular-nums;white-space:nowrap;border:1.5px solid var(--line);background:var(--paper);border-radius:var(--r-sm);cursor:pointer;max-width:100%;color:var(--ink);align-items:center;gap:.4rem;padding:.55rem .8rem;display:inline-flex}button.amount-pill:hover{border-color:var(--ink)}button.amount-pill .pill-edit{margin-left:.2rem;font-weight:700;text-decoration:underline}button.amount-pill[hidden]{display:none}.secure-note{color:var(--muted);justify-content:center;align-items:center;gap:.5rem;margin-top:1rem;font-size:.85rem;display:flex}.offers{gap:.8rem;display:grid}.offer{background:var(--card);border-radius:var(--r-lg);box-shadow:var(--shadow);grid-template-columns:9rem minmax(0,1fr) auto;align-items:center;gap:1.2rem;padding:1.2rem 1.3rem;display:grid}.offer img{width:100%;max-width:140px}.offer dl{grid-template-columns:repeat(auto-fit,minmax(7.5rem,1fr));gap:.5rem 1.2rem;margin:0;display:grid}.offer dt{color:var(--muted);font-size:.82rem}.offer dd{color:var(--ink);margin:0;font-weight:600}.offer__example{border-top:1px solid var(--line);color:var(--ink-2);grid-column:1/-1;margin:0;padding-top:.8rem;font-size:.86rem}@media (width<=640px){.offer{grid-template-columns:minmax(0,1fr)}.offer .btn{width:100%}}@media (width<=900px){.hero{padding:1.3rem 0 2rem}.hero__title{order:1;font-size:clamp(1.6rem,1.2rem + 2.6vw,2.2rem)}.hero .calc-wrap{order:2;margin-top:1rem}.hero__lead{order:3;margin-top:1.2rem;font-size:1rem}.hero .checks{order:4;margin-top:.9rem}.calc__inputs{grid-template-columns:minmax(0,1fr);gap:1.2rem;padding:1rem .9rem .6rem}.calc{padding:.45rem}.calc__result{padding:1rem}}@media (width<=480px){.section h2{font-size:clamp(1.45rem,1.1rem + 2.5vw,1.9rem)}h1,h2,h3{overflow-wrap:anywhere}.calc .quick button{font-size:.9rem}}@media (width<=380px){.calc .quick{grid-template-columns:repeat(2,minmax(0,1fr))}.calc__big{font-size:1.65rem}.calc__big small{font-size:.85rem}.calc__lbl{font-size:.82rem}#lead-form .q{font-size:1.4rem}.conv__card{padding:1rem .85rem}.loan-edit{padding:.85rem}}.cta-card .quick-apply{grid-template-columns:repeat(3,minmax(0,1fr))}@media (width<=560px){.cta-card .quick-apply{grid-template-columns:repeat(2,minmax(0,1fr))}}.btn--shine{background-image:linear-gradient(110deg,#0000 40%,#ffffffbf 50%,#0000 60%);background-position:150% 0;background-repeat:no-repeat;background-size:300% 100%;animation:3s linear infinite btn-shine}@keyframes btn-shine{0%{background-position:150% 0}20%,to{background-position:-50% 0}}@media (prefers-reduced-motion:reduce){.btn--shine{background-image:none;animation:none}}@media (width<=900px){body:has([data-sticky-cta]) .site-footer{padding-bottom:calc(2rem + 4.6rem + env(safe-area-inset-bottom))}}